Higher energy efficiency means lower energy costs, plus greater comfort year-round. Check out these incentives to see if they are right for you:

$100 for Gas-to-Electric Water Heater Change-Out

We will pay you $100 for replacing your existing gas water heater with an electric one. Here are the details:

• Customer is responsible for all costs associated with changing out the water heater.
• Invoice for new electric water heater must be submitted to Carroll EMC in order to receive rebate check. Rebate will be issued to customer within 10 business days. Rebate is $100 for each gas-to-electric water heater change-out.

Energy Resources Conservation (ERC) Loan -- Up to $5,000

Making your home more energy efficient could be as easy as caulking doors and windows and fixing leaky air conditioning ductwork. Or maybe you need a new high-efficiency electric heat pump. Here's where Carroll EMC's ERC loan can help.

• Loan limits from $100 to $1,500 for weatherization needs and/or up to $4,000 for installation of a heat pump ($5,000 total maximum)
• Fixed interest rate plus an application fee, with no prepayment penalty. Call for current rate.
• 5-year term for loan
• Security deed is required
• Initiated through Carroll EMC
• All energy conservation/weatherization related improvements on existing homes are eligible.

Energy Conservation (EC) Home Loan -- Up to $15,000

Sometimes improving home energy efficiency can require larger investments in energy-saving products and systems. Carroll EMC's EC loan is here to help with these larger projects:

• Loan limits from $1,000 to $15,000
• Fixed interest rate, with no down payment, prepayment penalty, or application fee. Call for current rate.
• 5- and 10-year terms for loans under and over $5,000, respectively
• Unsecured "signature" loan with quick turn-around
• Initiated through a participating contractor
• Electric HVAC, water heater, and other energy conservation/efficiency related products on existing homes are eligible